Most of what you pay a processor isn't the processor.
On a card sale, the bulk goes to the bank that issued the card and a slice to Visa or Mastercard. Neither is negotiable by anyone. The rest is margin, and that is the only part worth shopping for. We show you how it works.
Illustrative processing costs. Your written quote shows your actual rate.
Made up of three parts
To the bank that issued the card.
To the card network.
The part set by your processor.
The bar shows the split of processing costs, not the full $100 sale.
Explore our pricingProcessing on infrastructure used by some of the largest merchants in the world
Three things we will not do.
Every processor claims to be transparent. These are the specific things that claim usually turns out to mean nothing about.
Bury a fee
No PCI non-compliance fee, statement fee, batch fee, annual fee or monthly minimum. Every line on your statement is one you agreed to.
See the full listTie you in
No term and no early termination fee, so the only thing keeping you here is that leaving would cost you money.
Put you in a queue
A terminal down at seven on a Saturday is an emergency. You get a trained person who knows your account, on a phone, now.
833-VITAPAYOne account behind every way you get paid.
Countertop and handheld terminals.
Tap, chip, swipe and PIN debit, on a terminal you own outright.
- No four-year lease on the hardware
- Runs a card transaction in seconds
- Next-day deposits to your bank
- Keep the lanes you already run, with no fleet to re-flash
At the table, in the van, on the job.
Take payment from a phone or tablet, with the same account behind it.
- Same account, same rate, same statement
- Nothing separate to reconcile afterwards
- Works anywhere the phone does
Send a link, get paid.
Turn a quote into an invoice the customer pays by card or bank, from their phone.
- Stop chasing a cheque down the phone
- Paid by card or straight from a bank account
- Lands on the same statement as everything else
Hosted checkout, wallets and saved cards.
Hosted checkout on your own site, with wallets and saved cards.
- Apple Pay, Google Pay and saved cards
- Fraud screening and 3-D Secure
- Online orders reconciled beside your in-store sales
Set up for how your business actually runs.
All industries
Retail
Inventory that follows the sale, and a till that keeps a Saturday queue moving.
Restaurants
Pay at the table, with tips and splits handled at the terminal.
Service
Deposit on the quote, balance on the doorstep, retainers on a schedule.
Online
Wallets, saved cards, fraud screening and subscriptions that do not bounce.
Enterprise rails. A phone number that works.
Translink is our own platform, on enterprise rails: banking licences, real uptime, 200-plus payment methods. What we add is the part a business your size does not normally get: a rate you can audit, one place everything reconciles, and a person who answers.
How we workTwo minutes, three questions, a real number back.
No credit check and no social security number before you have seen your rate.
