For agents
Serve your merchants with better technology.
Payments they actually want, tools you run yourself, and reporting that shows the working behind every number, theirs and yours. Most agents get a figure once a month and no way to check it. Here, nobody has to take one on trust.
- 399 / 399Published months reconciled to the cent, and digit for digit against a second, independent calculation.
- DatedEvery rate is a version with a date on it. The database refuses a change into a period that has already paid.
- Append‑onlyNothing is overwritten. A restatement is a new row, so last month still says what it said last month.
Is this for you
You look after merchants, and you want better tools to do it with.
You have a book already
Tell us about your merchant portfolio and the support you need. Our team will review your agent application and discuss the program with you.
You are tired of waiting on answers
If finding out why a number moved means an e-mail and a wait, that is the part that changes, for you and for the merchant asking you.
You are starting out
Terms are written down and dated from the first merchant, so there is nothing to renegotiate later from memory.
What you work with
A portal that answers the question before you ask it.
Not a dashboard of totals. The screens are built around the things an agent would otherwise have to ring up about, which is the whole point of having them.
Where your residual came from
The month’s pot, then every charge named and taken off it in order, then the tree, level by level, down to your share. Rounding residue is printed on its own labelled line rather than being absorbed into somebody’s figure.
Your portfolio, account by account
What each merchant processed, what it earned and what it cost, so a month that moved can be traced to the account that moved it.
Your statement comes to you
When the month is posted you are told, and when you are paid you are told: “a payment was recorded to you”. You do not find out by logging in and checking.
Your book, and only yours
What you can see is your own accounts and anyone below you. It is not a filter that could be set wrong. The reach is worked out from your own position and only ever goes downward.
Transparency
No trust gap. We check our own arithmetic, and we publish what the check misses.
Every published month is recalculated a second time, by a separate route that does not consult the first one, and the two are compared to the cent. 399 months, 399 agreements, and digit for digit against an entirely separate system built from the original spreadsheets.
How you are paid
One agreement, and it is the one the software reads.
Your terms are not a note in somebody’s file. They are the record the monthly calculation is run from, which is why they can be shown to you.
Interchange‑plus, all the way down
What the card networks charge is passed through at cost, with one margin on top, the same rate your merchant sees. Your share of it is on the same statement, and neither of you is guessing.
Exact, not rounded per line
Fees are held finer than a cent and rounded once, at the end. Rounding each line first moves real money over a month of transactions.
Every charge is named
Nothing is deducted as “other”. If something came off, it is on the statement with a name against it.
How it starts
Three steps, and the first one is a conversation.
Send us what you have
Complete the agent application and attach your tax ID document, driver’s license, and voided check. Our team will review your information.
We come back with terms
The split, when it pays, and what you will be able to see. In writing, because that is the record the software will read.
You get your own login
Your portfolio, your residual working and your statements, scoped to your book from the first day.
Send us a statement and we will show you the difference.
Include your tax ID document, driver’s license, and voided check so we can review your application.
