Payments
Available nowPayments, with your pricing in writing.
VitaPay processes card and wallet payments in person, by invoice and online today, through leading certified processing partners. Restaurants start on a cash discount program, and larger groups can choose a cash discount program or transparent interchange-plus, quoted in writing. Taking cards directly on VitaPOS is built and in certification.
Available today
Processing you can audit.
Your pricing is quoted in writing after a statement review, and every line on your statement is one you agreed to. On interchange-plus, interchange and network assessments appear at cost, with our margin shown as its own line.
- Countertop and handheld terminals, payment links, invoices and online checkout, on one merchant account.
- Visa, Mastercard, American Express, Discover, Apple Pay and Google Pay.
- Transactions, batches, deposits and disputes, on your statement and through your account team.
Cash discount program
Posted price is the card price.
Cash customers get a discount, and nothing is added to a card payment.
Set up compliantly.
We handle the signage and receipts at setup. The default for new restaurant merchants; larger groups can choose this or transparent interchange-plus.
Cards on VitaPOS
Two card paths, built, and in certification.
A card payment taken at your own till has to be certified by the processor and proved on the physical card reader before it touches real money. No software test can stand in for that, so we are not taking cards on VitaPOS until both are done.
Counted once
The till records the sale. The processor records the money.
The two records are matched and never merged, so a card payment is never counted twice.
Exact amounts
Money is held as exact whole units from the till to the statement, never as a floating point figure rounded along the way.
Differences shown
When the till and the processor disagree about a payment, the difference is listed for a person to resolve, never adjusted away.
Where it stands
What you can use now, and what is waiting.
Today
- Card and wallet processing in person, by invoice and online, through leading certified processing partners: a cash discount program by default for restaurants, or transparent interchange-plus for larger groups, quoted in writing.
- Reporting and disputes, on your statement and through your account team.
Not yet
- Taking cards on VitaPOS. Both card paths are built and wait on processor certification and physical card reader acceptance.
- Paying a check from a phone by scanning the receipt, which opens with card acceptance on VitaPOS.
- Tap to pay on a phone, and card payments taken while the internet is down. Neither is offered.
See what your pricing would be.
Send last month's statement and we will show you, line by line, what you pay now and what you would pay with us.
