Payment processing in Hawaii.
VitaPay serves merchants in Hawaii, as it does in every US state. Below are the Hawaii rules and official offices worth knowing before you take your first card payment there: the surcharging rule, the sales-tax agency and where the business is registered.
Adding a credit card surcharge in Hawaii.
No state surcharge restriction foundNo Hawaii statute restricting credit card surcharges was found, and the NFIB’s 2025 state guide and current industry summaries list Hawaii as having no state-specific surcharge rule. Card network rules on notice, disclosure and limits still apply.
General information, not legal advice. Surcharging laws change, and card network rules apply in addition to Hawaii law. Confirm the current rule with the state or your own adviser before adding a surcharge; the sources below show when this was last read.
Sales tax and registration in Hawaii.
Sales tax at the point of sale
Hawaii has no statewide general sales tax. The state’s tax agency is:
Hawaii Department of TaxationInstead, Hawaii levies the General Excise Tax on nearly all business activity, which businesses may pass on to customers. Configure it at the terminal as you would a sales tax.
Registering the business
A merchant account is opened in the name of a registered business. In Hawaii, business entities are registered with:
Hawaii Department of Commerce and Consumer Affairs, Business Registration Division (BREG)Sources and date checked.
- NFIB Legal Center, Credit Card Surcharge and Cash Discount Laws Guide 2025 Checked September 21, 2026
- Nickel, Credit Card Surcharge Laws by State (industry summary, July 2026) Checked September 21, 2026
- Lifted Payments, Credit Card Surcharge Rules by State (industry summary, August 2026) Checked September 21, 2026
- Hawaii Department of Taxation Checked September 21, 2026
- Hawaii Department of Commerce and Consumer Affairs, Business Registration Division (BREG) Checked September 21, 2026
Priced the same way in every state.
Interchange and card-network assessments passed through at cost, plus a stated processor margin, quoted in writing for your business. No long-term contract and no early termination penalty.
