Payment processing in Michigan.
VitaPay serves merchants in Michigan, as it does in every US state. Below are the Michigan rules and official offices worth knowing before you take your first card payment there: the surcharging rule, the sales-tax agency and where the business is registered.
Adding a credit card surcharge in Michigan.
No state surcharge restriction foundMichigan has no dedicated merchant surcharge statute, so card network rules and general consumer protection law govern. MCL 290.628e deals only with how gas stations display cash and credit prices.
General information, not legal advice. Surcharging laws change, and card network rules apply in addition to Michigan law. Confirm the current rule with the state or your own adviser before adding a surcharge; the sources below show when this was last read.
Sales tax and registration in Michigan.
Sales tax at the point of sale
Sales tax is configured on the terminal before you go live. In Michigan, the agency to register with is:
Michigan Department of TreasuryRegistering the business
A merchant account is opened in the name of a registered business. In Michigan, business entities are registered with:
Michigan Department of Licensing and Regulatory Affairs (LARA), Corporations DivisionSources and date checked.
- Nickel: Michigan surcharge laws (industry, updated July 2026) Checked September 21, 2026
- Michigan Department of Treasury Checked September 21, 2026
- Michigan Department of Licensing and Regulatory Affairs (LARA), Corporations Division Checked September 21, 2026
Priced the same way in every state.
Interchange and card-network assessments passed through at cost, plus a stated processor margin, quoted in writing for your business. No long-term contract and no early termination penalty.
