Payment processing in Virginia.
VitaPay serves merchants in Virginia, as it does in every US state. Below are the Virginia rules and official offices worth knowing before you take your first card payment there: the surcharging rule, the sales-tax agency and where the business is registered.
Adding a credit card surcharge in Virginia.
No state surcharge restriction foundVirginia has no statute specifically restricting credit card surcharges. SB 1212 (2025), effective July 1, 2025, requires the total price including all 'mandatory fees or surcharges' (those that must be paid to buy the item) to be shown in advertising. A surcharge the customer can avoid by paying another way may not be 'mandatory', but no source settles this.
Citation: Va. Code § 59.1-607 et seq. (mandatory fee disclosure, eff. July 1, 2025) - applicability to card surcharges unclear
General information, not legal advice. Surcharging laws change, and card network rules apply in addition to Virginia law. Confirm the current rule with the state or your own adviser before adding a surcharge; the sources below show when this was last read.
Sales tax and registration in Virginia.
Sales tax at the point of sale
Sales tax is configured on the terminal before you go live. In Virginia, the agency to register with is:
Virginia Department of Taxation (Virginia Tax)Registering the business
A merchant account is opened in the name of a registered business. In Virginia, business entities are registered with:
Virginia State Corporation Commission (Clerk's Office)Sources and date checked.
- Va. Code § 59.1-607 definitions (Virginia LIS) Checked September 21, 2026
- Stinson LLP: Changes to Virginia and Oklahoma surcharge laws (June 10, 2025) Checked September 21, 2026
- Nickel: Virginia credit card surcharge laws (last verified mid-2026) Checked September 21, 2026
- Virginia Department of Taxation (Virginia Tax) Checked September 21, 2026
- Virginia State Corporation Commission (Clerk's Office) Checked September 21, 2026
Priced the same way in every state.
Interchange and card-network assessments passed through at cost, plus a stated processor margin, quoted in writing for your business. No long-term contract and no early termination penalty.
